A savings account establishes your Credit Union membership. Joining the Credit Union is as simple as opening a savings account.
- Open your account with a $5 minimum opening deposit plus a $5 non-refundable membership fee
- Earn quarterly dividends on average daily balances exceeding $500
- Statements issued quarterly for your convenience
Our club accounts provide an easy and systematic way to save for special purposes while earning attractive dividends. Setting up Direct Deposit, Payroll Deduction, or an automatic transfer into the club account will help you get to your savings goal quicker. When you set up direct deposits, the club account will be funded throughout the year. There is no limit to how much or how long you can save.
Take the stress out of your holiday shopping by saving a little at a time during the year with a Christmas Club Account. You can open a Christmas Club Account anytime throughout the year. During the 1st week of November, the funds are transferred directly into your Savings Account where you can access the money in time for the Christmas season. With a Christmas Club Account, you can make the holidays merry and bright.
You handle the vacation planning and we'll take care of your funds with Vacation Club Account. You can open a Vacation Club Account any time throughout the year. You can also withdraw funds at any time. With a Vacation Club Account, your trip can be as grand as you want!
Emergency Fund Club
Do you have money saved for an emergency? Financial Planners recommend that you should have at least three month's salary to cover a possible emergency! That seems like a lot of money right now. But, have an emergency like a sudden loss of income, a major car wreck, excessive hurricane damage, or a sudden illness, and three month's income will be a blessing.
If you do not have an emergency fund, start one today and get prepared. That way you can avoid borrowing from your retirement fund or having to go to the Credit Union for a last minute loan. The best way to get started is to have a payroll deduction straight into your Emergency Fund Club Account every payroll. Start with what you can afford, maybe $10 each payday and let it build.
$250,000 Share Insurance
Each member's account is federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF). IRA's are separately insured up to $250,000.