Whatever your borrowing needs may be, we can help with some of the most competitive rates and terms you'll find anywhere. Our service is fast, convenient and confidential. The Credit Union has a variety of terms and rates to suit your needs.
All loans are calculated as simple interest, with finance charges based on the actual time the borrowed funds are used. Ask a Member Service Representative for more information or complete an online application today.
No Credit Check Loan
Don't want the hassle of going through the regular lending process? Are you worried about a poor credit history, or no credit history? Or, you only need a small amount of cash for a short period of time?
If you said yes, then we will make you a small unsecured loan without going through the regular lending process. Complete an easy application and you can get approved in a short period of time. Here are the features of this loan:
- A short application is required.
- There is a non-refundable $20 application fee. The fee must accompany the loan application.
- There is no credit bureau run.
- You must be a member of the Credit Union and be in good standing.
- You must be employed for 1 year.
- Payment by payroll deduction is preferred.
- The loan term is 6 months.
- The annual percentage is 24%.
- The loan is for $500.
Whenever you need cash fast, stop by one of our branches and get a No Credit Check Loan (NCCL)*.
* You can only have one No Credit Check Loan at a time.