ATTENTION: Our offices will be closed on Monday, May 27, 2019, in observance of Memorial Day. We will resume normal business hours on Tuesday, May 28, 2019. 

 

 

Dividend Rates

Call or Email for more information

Rates are effective as of February 1, 2019 and are subject to change at any time without notice.

 

 

 

 

 

 

Savings, Club, and Money Market Accounts

 

Balance

Rate

APY*

Min to Open

Min Balance

Savings Account

$0 - $4,999

0.1000%

0.10%

$10

$5

$5,000 - $24,999

0.1499%

0.15%

$25,000 - $49,999

0.1999%

0.20%

$50,000 - $99,999

0.2498%

0.25%

$100,000 or more

0.2997%

0.30%

Club Accounts

$0 - $4,999

0.1000%

0.10%

$0

$0

$5,000 - $24,999

0.1499%

0.15%

$25,000 - $49,999

0.1999%

0.20%

$50,000 - $99,999

0.2498%

0.25%

$100,000 or more

0.2997%

0.30%

Money Market

$2,500 - $4,999

0.1999%

0.20%

$2,500

$2,500

$5,000 - $24,999

0.2498%

0.25%

$25,000 - $49,999

0.2997%

0.30%

$50,000 - $99,999

0.3495%

0.35%

$100,000 or more

0.3994%

0.40%

* APY = Annual Percentage Yield.  Dividends are paid QUARTERLY and calculated based on the AVERAGE DAILY BALANCE.

 

Checking Accounts

 

Balance

Rate

APY**

Min to Open

Min Balance

Green Checking

$0 - $24,999

0.3993%

0.40%

$0

$0

$25,000 or more

0.1998%

0.20%

Basic Checking

n/a

Fresh Start Checking

n/a

Second Chance Checking

n/a

** APY = Annual Percentage Yield.  Dividends are paid MONTHLY and calculated based on the AVERAGE DAILY BALANCE.

Share Certificates

 

Balance

Rate

APY***

Min to Open

Min Balance

6 Months

$500 - $24,999

0.4989%

0.50%

$500

$500

$25,000 - $49,999

0.549%

0.55%

$50,000 or more

0.598%

0.60%

12 Months

$500 - $24,999

0.598%

0.60%

$500

$500

$25,000 - $49,999

0.648%

0.65%

$50,000 or more

0.698%

0.70%

18 Months

$500 - $24,999

0.698%

0.70%

$500

$500

$25,000 - $49,999

0.747%

0.75%

$50,000 or more

0.797%

0.80%

24 Months

$500 - $24,999

0.995%

1.00%

$500

$500

$25,000 - $49,999

1.094%

1.10%

$50,000 or more

1.193%

1.20%

36 Months

$500 - $24,999

1.243%

1.25%

$500

$500

$25,000 - $49,999

1.342%

1.35%

$50,000 or more

1.440%

1.45%

48 Months

$500 - $24,999

1.490%

1.50%

$500

$500

$25,000 - $49,999

1.588%

1.60%

$50,000 or more

1.687%

1.70%

60 Months

$500 - $24,999

1.736%

1.75%

$500

$500

$25,000 - $49,999

1.834%

1.85%

$50,000 or more

1.933%

1.95%

*** APY = Annual Percentage Yield.  Dividends are paid MONTHLY.


 $250,000 Share Insurance

Each member's account is federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF).  IRA's are separately insured up to $250,000.

 

DIVIDEND RATES

 

 

 

 

 

 

 

Savings, Club, and Money Market Accounts

 

Balance

Rate

APY*

Min to Open

Min Balance

 

Savings Account

$0 - $4,999

0.1000%

0.10%

$10

$5

- Minimum to Open includes a one-time $5.00

$5,000 - $24,999

0.1499%

0.15%

  Membership Fee.

$25,000 - $49,999

0.1999%

0.20%

- Maximum of 6 withdrawals within a calendar month.

$50,000 - $99,999

0.2498%

0.25%

 

$100,000 or more

0.2997%

0.30%

 

Christmas Club

$0 - $4,999

0.1000%

0.10%

$0

$0

- No withdrawals allowed.

$5,000 - $24,999

0.1499%

0.15%

- Closed accounts can be reopened after November.

$25,000 - $49,999

0.1999%

0.20%

- Funds will be deposited to Savings in November.

$50,000 - $99,999

0.2498%

0.25%

 

$100,000 or more

0.2997%

0.30%

 

Club Accounts

$0 - $4,999

0.1000%

0.10%

$0

$0

- Maximum of 6 withdrawals within a calendar month.

$5,000 - $24,999

0.1499%

0.15%

 

$25,000 - $49,999

0.1999%

0.20%

 

$50,000 - $99,999

0.2498%

0.25%

 

$100,000 or more

0.2997%

0.30%

 

Money Market

$2,500 - $4,999

0.1999%

0.20%

$2,500

$2,500

- Maximum of 3 withdrawals within a calendar month.

$5,000 - $24,999

0.2498%

0.25%

- Must maintain an average daily balance of at least

$25,000 - $49,999

0.2997%

0.30%

  $2,500 in order to earn dividends.

$50,000 - $99,999

0.3495%

0.35%

 

$100,000 or more

0.3994%

0.40%

 

* APY = Annual Percentage Yield.  Dividends are paid QUARTERLY and calculated based on the AVERAGE DAILY BALANCE.
Rates are effective as of February 1, 2019 and are subject to change at any time without notice.

 

 

 

 

 

 

 

 

 

 

 

Checking Accounts

 

Balance

Rate

APY*

Min to Open

Min Balance

 

Green Checking

$0 - $24,999

0.3993%

0.40%

$0

$0

-  Green Checking account holders must be registered

$25,000 or more

0.1998%

0.20%

   for eStatements to earn dividends.

Basic Checking

n/a

Fresh Start Checking

n/a

Second Chance Checking

n/a

* APY = Annual Percentage Yield.  Dividends are paid MONTHLY and calculated based on the AVERAGE DAILY BALANCE.
Rates are effective as of February 1, 2019 and are subject to change at any time without notice.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Share Certificates

 

Balance

Rate

APY*

Min to Open

Min Balance

 

6 Months

$500 - $24,999

0.4989%

0.50%

$500

$500

All terms are subject to early withdrawal penalties which may reduce earnings.

$25,000 - $49,999

0.549%

0.55%

$50,000 or more

0.598%

0.60%

12 Months

$500 - $24,999

0.598%

0.60%

$500

$500

$25,000 - $49,999

0.648%

0.65%

$50,000 or more

0.698%

0.70%

18 Months

$500 - $24,999

0.698%

0.70%

$500

$500

$25,000 - $49,999

0.747%

0.75%

$50,000 or more

0.797%

0.80%

24 Months

$500 - $24,999

0.995%

1.00%

$500

$500

$25,000 - $49,999

1.094%

1.10%

$50,000 or more

1.193%

1.20%

36 Months

$500 - $24,999

1.243%

1.25%

$500

$500

$25,000 - $49,999

1.342%

1.35%

$50,000 or more

1.440%

1.45%

48 Months

$500 - $24,999

1.490%

1.50%

$500

$500

$25,000 - $49,999

1.588%

1.60%

$50,000 or more

1.687%

1.70%

60 Months

$500 - $24,999

1.736%

1.75%

$500

$500

$25,000 - $49,999

1.834%

1.85%

$50,000 or more

1.933%

1.95%

* APY = Annual Percentage Yield.  Dividends are paid MONTHLY and calculated based on the AVERAGE DAILY BALANCE.
Rates are effective as of February 1, 2019 and are subject to change at any time without notice.

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